Terms of Service

1. Acceptance of Terms

By accessing or using the RECoin mobile application, website, or any related services (collectively, the “Platform”) operated by RD2 Technologies Limited (“we,” “us,” or “our”), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the Platform.

2. Eligibility

To use the Platform, you must:

• Be at least 18 years of age
• Complete identity verification (KYC) as required by applicable law
• Not be a resident of a jurisdiction where use of the Platform is prohibited
• Provide accurate, current, and complete information during registration

3. Account Registration & Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

Your identity is verified once during onboarding and stored as a privacy-preserving SHA-256 hash. We do not store your personal identity information in plain text.

4. Platform Services

RECoin provides the following services:

• Fractional ownership of tokenized real estate properties
• Auto-invest plans for recurring property investments
• Rental income distribution via on-chain smart escrow
• A marketplace for buying and selling property fractions
• Beneficiary designation for property token inheritance
• Portfolio tracking and on-chain transaction history

5. Investments & Risks

All investments carry risk, including the potential loss of principal. Property values may fluctuate, and rental income is not guaranteed. Past performance does not guarantee future results.

RECoin does not provide financial, legal, or tax advice. You are solely responsible for evaluating the suitability of any investment decision. We strongly recommend consulting with qualified professionals before making investment decisions.

6. Property Tokens & Blockchain

Each property listed on the Platform is tokenized on the Solana blockchain. Property fractions are represented as digital tokens that record your proportional ownership. Transactions are recorded immutably on-chain.

You acknowledge that blockchain transactions are irreversible once confirmed. We are not responsible for losses resulting from incorrect wallet addresses, failed transactions due to network issues, or other blockchain-related errors outside our control.

7. Fees & Payments

Platform fees are disclosed on each property listing before you invest. Blockchain transaction fees (gas fees on Solana) are minimal and borne by the user. We reserve the right to modify fee structures with advance notice to users.

8. Marketplace Trading

You may list your property fractions for sale on the RECoin marketplace at any time. There are no lock-in periods. All marketplace transactions are subject to applicable compliance checks (AML/KYT) embedded in the smart contracts.

We do not guarantee liquidity or that a buyer will be available for your listed fractions at any given time.

9. Compliance & Regulatory

All users and transactions are subject to identity verification (KYC), anti-money laundering (AML), and Know Your Transaction (KYT) checks. Non-compliant transactions are blocked at the smart contract level.

You agree to comply with all applicable laws and regulations in your jurisdiction related to the use of the Platform and any investments made through it.

10. Intellectual Property

RECoin™, the RECoin logo, and “Real Estate, Reimagined on the Blockchain”™ are trademarks of RD2 Technologies Limited. The Platform’s technology is patent-pending with the U.S. Patent and Trademark Office.

All content, design, code, and functionality of the Platform are the exclusive property of RD2 Technologies Limited and are protected by intellectual property laws.

11. Prohibited Activities

You agree not to:

• Use the Platform for money laundering, fraud, or any illegal activity
• Attempt to circumvent compliance or security measures
• Provide false or misleading information during registration or verification
• Interfere with or disrupt the Platform’s infrastructure or services
• Reverse engineer, decompile, or attempt to extract the Platform’s source code

12. Limitation of Liability

To the maximum extent permitted by law, RD2 Technologies Limited shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Platform, including but not limited to loss of profits, data, or investment value.

13. Termination

We reserve the right to suspend or terminate your account at any time if you violate these Terms, fail compliance checks, or engage in prohibited activities. Upon termination, your property tokens remain on the blockchain and can be managed independently.

14. Changes to Terms

We may update these Terms of Service from time to time. Material changes will be communicated via the app or email. Continued use of the Platform after changes constitutes acceptance of the updated terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

16. Contact Us

For questions about these Terms of Service, contact us at support@recoin.one